MyFundedFutures: The #1 Prop Firm - Full Guide/Review

Imagine paying $92 to get funded on a 50k account, passing in 1 day without any activation fees, and then getting your payout 4 minutes after the request? That’s MyFundedFutures.

They’re currently the cheapest and easiest path to funding in the entire prop-firm industry; all while being the gold standard for payout speed and customer service. Each of their trading accounts have unique variations (like starter vs expert), and this site will show you which one is best for you (along with all of the rules and policies for evaluations and funded accounts). And yes, I really did get one of my payouts in 4 minutes.

Be sure to automatically get the highest available discount by clicking and using code Iman. By doing that, you’ll never miss out on a special sale, because the Iman code will automatically update. You’ll need to pay via bank transfer to get the standard 5% discount (if there’s no sale going on), but using my code and link if you’re paying with a card is still appreciated. Thank you. On January 1st, 2025, there were a couple changes in pricing and accounts. This page is now fully updated to reflect that. Let’s get started.

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Just to demonstrate “cheaper and easier,” check out this 50k-account comparison;

	TradeDay	Topstep	MyFundedFutures (STARTER)
Trailing max drawdown	$2,000	$2,000	$2,500
Profit target	$2,500	$3,000	$3,000
Drawdown to profit target ratio	2:2.5 (.8)	2:3 (.67)	2.5:3 (.834)
Activation fee for funding	$139	$149	NO ACTIVATION FEE
Cost to get funded on first try	$271	$198	$92

As you can see, choosing MyFundedFutures means paying less money to get funded on evaluations that are easier to pass. The starter plan has better drawdown to profit target ratios, better pricing, no activation fees, no consistency or minimum trading day rules unlike other firms, and so much more that we’ll cover below. So, let’s see how their different plans compare against each other (like which ones are easier to pass and get payouts). You can only take advantage of the savings if you pass without too many tries, so remember to not use firms until you’re ready.

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A brief intro to MyFundedFutures’ different trading plans

MFFU has three different versions of their 50k, 100k, and 150k trading accounts. These 3 versions (“plans”) have very different policies, so let’s take a look at some of the most important differences by using the 50k account as an example. After that, we’ll explore each plan in more detail to further help you decide which is best.

	Starter	Starter plus	Expert
Profit Target	$3K	$3K	$4K
Max Position	3 Contracts	3 Contracts	5 Contracts
Daily Loss Limit	$1.2K	x	x
Max Drawdown	$2.5K	$2K	$2K
Drawdown Mode	EOD	EOD	EOD
Activation Fee	x	x	x
Consistency in Eval	x	50%	x
Consistency in Funded	40%	x	x
Scaling Rule	✔	✔	x
Cost after code Iman	$92	$121	$216

What are the major differences?

The biggest difference is how easy the evaluations are to pass, the consistency rules for evaluations and funding, the pricing, and the scaling rules. The scaling rule means that once funded, you have to build up your account to gain access to the maximum trading contracts (Topstep does this for ALL of their accounts). The expert plan is the only one that lets you avoid this. All 3 plans use an end-of-day drawdown, and all 3 plans have no activation fees. So, which one is best for you?

Who should trade the starter plan?

• Probably what at least 90-95% of traders should/will pick, and here’s why:

  • By far the easiest and most affordable path to funding in the entire futures prop-firm industry

  • $2,500 drawdown with a $3,000 profit target? Hard to beat that.

  • Just $92 for the 50k account (with no activation fee of course)

Who should trade the expert plans?

• Seriously. It’s for experts. You’re trading on an expensive account that is harder to pass in order to have:

  • Immediate access to very large leverage and contract size with no scaling rule

  • No consistency rule or minimum trade days for the evaluation or funded account

  • A large profit threshold before the live account

Soooo… still can’t decide?

Don’t worry; we’ll break down each plan and their unique payout policies even further down below. Personally, I exclusively trade the expert plans, but I would’ve used the starter plans in the beginning/middle of my prop-firm journey. Go with the starter plan unless you can take advantage of the expert plan’s better payout policies. Starter plans are by far the easiest and most affordable path to funding in the entire futures prop-firm industry. Expert plans are harder to pass and more expensive, but payouts are far easier. Starter plans are cheap and easy to pass with just a couple of rules for getting payouts. I’m trading through MFFU because I think they’re the best. If I thought there was a better firm, then I’d be trading through that firm. It’s really that simple. Below, I’ve gathered the most important information on each of the trading plans.

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Full breakdown of the 50k starter plan (no more 100k or 150k)

Parameters	Starter 50K
Profit Target	$3,000
Maximum Loss Limit	$2,500
Daily Loss Limit	$1,200
Price	$92
Reset	$92
Max Contracts	3 minis
Scaling	Yes
Consistency	40% (Funded only)
Qualification for Payouts	5 winning days of $100/ possibility of weekly payouts
Withdrawal Limit	Up to $1,200 for each payout until 30 winning days or $6,000 in payouts achieved. After the first payout, Maximum Loss Limit moves to $50,100

The most important information about the starter plans

• For the evaluation

• No minimum trading days or consistency rule (can be passed in 1 day)

• No max daily loss limits

• Once you’re funded

  • Scaling plan

  • 40% consistency rule and 5 minimum winning days for payouts

  • Smaller profit threshold than the expert plans before you are moved to a live account

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Full breakdown of the Starter PLUS plans

	50k Starter plus	100k starter plus	150k starter plus
Profit Target	$3,000	$6,000	$9,000
Max Drawdown	$2,000	$3,000	$4,500
Price with code Iman	$120.65	$253.65	$358.15
	________	________	________
EVALUATION RULES
Consistency	50%	50%	50%
Max minis	3	6	9
Max micros	30	60	90
	________	________	________
FUNDED RULES
Micro scaling	5:1	5:1	5:1
Consistency	x	x	x
Scaling rule	yes	yes	yes
	________	________	________
PAYOUT RULES
Minimum days	5	5	5
Minimum profit per day	$100	$200	$300
Minimum payout	$250	$250	$250

The most important information about the starter PLUS plans

• For the evaluation

• 50% consistency rule, so you can technically pass in 2 days

• All max drawdowns and profit targets have are the same as Topstep’s accounts

• Max daily loss limits (soft breach; you don’t fail the evaluation)

• Cheapest and easiest path to funding in the entire industry

• Once you’re funded

  • Scaling plan

  • No consistency rule!

  • 50k account is technically the best deal in terms of how much it costs in relation to the funding you’re given. Paying $120.65 with no activation fee for $2,000 drawdown means paying $6.03 for every $100 in funding. That’s an excellent deal.

Here’s the full payout policy for the starter plus plan

	50k starter plus	100k starter plus	150k starter plus
Withdrawal Limit	Up to $1,200 for each payout until 30 winning days or $6,000 in payouts achieved. After the first payout, Maximum Loss Limit moves to $50,100	Up to $2,400 for each payout until 30 winning days or $12,000 in payouts achieved. After the first payout, Maximum Loss Limit moves to $100,100	Up to $3,600 for each payout until 30 winning days or $18,000 in payouts achieved. After the first payout, Maximum Loss Limit moves to $150,100
Live Funding	Static Account with $2,500 in balance. Eligible after 30 winning days or $6,000 in payouts	Static Account with $3,500 in balance. Eligible after 30 winning days or $12,000 in payouts	Static Account with $5,000 in balance. Eligible after 30 winning days or $18,000 in payouts
Profit Split	90/10 after $10,000 in withdrawals	90/10 after $10,000 in withdrawals	90/10 after $10,000 in withdrawals

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Full breakdown of the expert plans - all rules and policies

	Expert 50K	Expert 100k	Expert 150k
Max Position Size	5 Contracts	10 Contracts	15 Contracts
Max Drawdown	$2,000	$3,000	$4,500
Profit Target	$4,000	$8,000	$12,000
Daily Drawdown	x	x	x
Scaling Rule	x	x	x
Consistency Rule	x	x	x
Max Daily Loss	x	x	x
Price with code Iman	$216	$327	$453
Cost per $100 in funding	$10.80	$10.90	$10.01
Minimum Payout	$1,000	$1,000	$1,000

The most important information about the expert plans

• For the evaluation

  • no daily loss limit

  • No minimum trading days or consistency rule (can be passed in 1 day)

  • More expensive with harder drawdown:profit target ratios

• Once you’re funded

  • No scaling plan (immediate access to max position sizes)

  • No daily loss limit

  • No consistency rule

  • No minimum “winning days” rule

  • VERY high profit threshold

  • The 50k account has a $2,100 buffer. Before you reach it, you can make a one-time 60% withdrawal. For example, if you have $2,000 in profit, you can withdraw 60% of it ($1,200). Remember, the minimum withdrawal amount is $1,000, so your plan needs to be clear on whether to take that first payout before the buffer or to continue trading past it.

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Full Breakdown of the Milestone Plan (“instant funding”)

	50k	100k	150k
Profit target	$3,000	$6,000	$9,000
Max drawdown	$2,000	$3,000	$4,500
Max Contracts (minis)	3	6	9
Max Contracts (micros)	9	18	27
Consistency rule	20%	20%	20%
Max daily loss	x	x	x
Drawdown type	EOD	EOD	EOD
Reward for hitting profit target	$2,000	$2,500	$3,000
Total reward for passing all 4 phases	$8,000	$10,000	$12,000
Live account given after 4th phase	$4,000	$5,000	$6,000
Price after code Iman (pay via ACH!)	$423	$527	$632
any additional costs / activation fees?	x	x	x

How does the milestone plan work? Think of it like evaluations you get paid to pass.

After you purchase the account (make sure to use code Iman while paying via ACH to save some money), you begin with phase 1. These are the following steps and how everything works:

1. Hit the profit target for the account you chose

2. Phase 1 is complete, and now you get paid (see “reward for hitting profit target” in the table for how much)

3. Move onto phase 2 (new account, but same rules, max drawdown, and profit target)

4. Hit the profit target

5. Get paid

6. Move onto phase 3 (new account, but same rules, max drawdown, and profit target)

7. Hit the profit target

8. Get paid

9. Move onto phase 4 (new account, but same rules, max drawdown, and profit target)

10. Hit the profit target

11. Get paid

12. Now, you get funded on a live account through the firm (for specific amounts, see “live account given after 4th phase” in table)

Sooooo…. basically;

The milestone plan is essentially just getting paid to pass an evaluation. If you pass phase 1, you get a payout, and then you go to the next phase. There are 4 total phases, and you can get a payout after passing each one. However, if you fail a phase, it’s over. If you pass all 4 phases, you are then funded on a live account through the firm. If you’re into instant funding, nobody does it better than Purdia Capital. Click here to read my review and full guide on them (they also offer traditional evaluations).

Pros and cons, who is this best for, and my general assessment

Since the accounts have the same drawdowns and profit targets as Topstep, this can be enticing to those who pass evaluations but don’t reach payouts. However, the price is reflective of this, so traders need to be smart. There is a 20% consistency rule, meaning one day’s profit can’t exceed more than 20% of the total profits. For example, the 50k account has a $3,000 profit target. If you wanted to make exactly $3,000 and pass in 5 days, then you’d need to make $600 on all 5 days (because 600 is 20% of 3000). Additionally, the 100k and 150k accounts mean you’re missing out on quite a bit of profit when you pass the phase. The target is $6,000, and you get paid $2,500 when you pass. Most people would be better off just trading an expert account at that point. In that regard, the 50k account seems to be the most enticing. Getting paid $2,000 to hit a $3,000 profit target on a sim account (up to 4 times!) is a pretty interesting deal.

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Rules you need to follow + general information for MFFU

• Account activity rule

  • MyFundedFutures requires 1 trade minimum per week to keep all funded accounts open

    • They say to reach out to them if you are unable to meet that requirement (like if you are about to go on vacation)

    • Check the graphic on the milestone plan for its own unique activity rules

• Scalping policy

  • Trades on the Nasdaq need to be 5 or more points

  • Trades on the S&P 500 need to be 2 or more points

  • A few break even or small trades is fine. It only becomes an issue if ALL your trades are small scalps. Some people shockingly misinterpret this as not being allowed to move your stop to breakeven.

  • Click here to see their website’s up-to-date policy on scalping

• Discounts and Coupons for MyFundedFutures

  • Iman will always update to the best available discount (if there is one) for evaluations and resets. However, they recently changed it so that only paying via bank transfer gets you the standard 5% discount. This was obviously done to save money on the high fees that come from using credit cards. So, if you want that extra discount, use a bank transfer with the routing and account number. It’s actually very easy to do if you’re unfamiliar with how that works. Regardless, using my code is greatly appreciated if you decide to use a card.

• Available trading platforms

  • NinjaTrader

  • Tradovate

  • TradingView

  • Quantower

  • Volumetrica

  • Volsys/Volbook

  • ATAS

If you’d like to join my free Discord server just for prop-firm traders to discuss firms, trading, or anything else, then click here! I’d love to have you join. I do announcements when MFFU does any special sales or changes.

RISK AND AFFILIATE DISCLOSURE - Never risk money you can’t afford to lose!

Futures, foreign currency and options trading contains substantial risk and is not for every investor. An investor could potentially lose all or more than the initial investment. Risk capital is money that can be lost without jeopardizing ones financial security or lifestyle. Only risk capital should be used for trading and only those with sufficient risk capital should consider trading. Past performance is not necessarily indicative of future results. Most traders do not succeed. The links on this site are primarily affiliate links, which financially supports me at no extra cost to you. I partnered with multiple firms, because I don’t see 1 firm that has it all. Not being exclusive to one firm also helps to reduce bias, because I’m partnering with the firms that I think are the best.